Published inaperture.hubFocusing on the fintech fat tailAperture Capital’s investment approachMay 231May 231
Published inaperture.hubfundcraft, why we investedA team, business model, technology platform and market opportunity that tick all the boxesNov 22, 20231Nov 22, 20231
Published inaperture.hubFintech after the crashIn February 2022, Dave, a US challenger bank was valued $5.2bn. Today, Dave’s valuation is $95m.Sep 7, 2023Sep 7, 2023
Published inaperture.hubEmbedded Finance: we need to stay the courseBanks like Starling, Westpac and BBVA have slowed down or stopped their BaaS sales. BaaS providers like Solaris, Varengold and Cross River…Jul 4, 2023Jul 4, 2023
Published inaperture.hubCore banking: when jobs are on the line, it’s go-lives that countTL;DR: Replacement of core banking systems is inevitable. Banking is a 24/7 real-time activity yet banks are running on systems that…May 16, 20232May 16, 20232
Published inaperture.hubEmbedded Finance Predictions: Insights into a fast-evolving marketFour key themes emerge from this year’s paper around regulation, verticalization, incumbents’ increasing activity levels, and the widening…Jan 17, 2023Jan 17, 2023
Published inaperture.hubFour Embedded Finance Strategies for IncumbentsGoldman Sachs and Standard Chartered are so far leading the way, establishing playbooks for others to follow.Dec 14, 2022Dec 14, 2022
Published inaperture.hubThe potential for intelligent automation — and why we’re (re)investing in JaidJaid helps large institutions to intelligently automate important but mundane tasks, like resolving customer post-trade queries or…Nov 18, 2022Nov 18, 2022
Published inaperture.hubFintech hasn’t solved financial exclusion, but embedded finance willFintech has achieved a lot — notably around making financial services simpler and more intuitive — but it has failed to solve society’s big…May 31, 20224May 31, 20224
Published inaperture.hubThe 10-point BaaS buyer checklistThe embedded banking opportunity is clear, but choosing the right partner might be less soOct 8, 2021Oct 8, 2021