Ben Robinson – Medium

Ben Robinson

Lost in Migration: Solving the 3 Unsolved Problems of Core Banking

Why we invested in Tuum

8 min readFeb 13, 2024

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Lost in Migration: Solving the 3 Unsolved Problems of Core Banking

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Ben Robinson
in
aperture.hub

fundcraft, why we invested

A team, business model, technology platform and market opportunity that tick all the boxes

5 min readNov 22, 2023

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fundcraft, why we invested

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Ben Robinson
in
aperture.hub

Fintech after the crash

In February 2022, Dave, a US challenger bank was valued $5.2bn. Today, Dave’s valuation is $95m.

14 min readSep 7, 2023

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Fintech after the crash

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Ben Robinson
in
aperture.hub

Embedded Finance: we need to stay the course

Banks like Starling, Westpac and BBVA have slowed down or stopped their BaaS sales. BaaS providers like Solaris, Varengold and Cross River…

11 min readJul 4, 2023

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Embedded Finance: we need to stay the course

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Ben Robinson
in
aperture.hub

Core banking: when jobs are on the line, it’s go-lives that count

TL;DR: Replacement of core banking systems is inevitable. Banking is a 24/7 real-time activity yet banks are running on systems that…

11 min readMay 16, 2023

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Core banking: when jobs are on the line, it’s go-lives that count

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2

Ben Robinson
in
aperture.hub

Embedded Finance Predictions: Insights into a fast-evolving market

Four key themes emerge from this year’s paper around regulation, verticalization, incumbents’ increasing activity levels, and the widening…

6 min readJan 17, 2023

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Embedded Finance Predictions: Insights into a fast-evolving market

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Ben Robinson
in
aperture.hub

Four Embedded Finance Strategies for Incumbents

Goldman Sachs and Standard Chartered are so far leading the way, establishing playbooks for others to follow.

10 min readDec 14, 2022

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Four Embedded Finance Strategies for Incumbents

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Ben Robinson
in
aperture.hub

The potential for intelligent automation — and why we’re (re)investing in Jaid

Jaid helps large institutions to intelligently automate important but mundane tasks, like resolving customer post-trade queries or…

4 min readNov 18, 2022

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The potential for intelligent automation — and why we’re (re)investing in Jaid

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Ben Robinson
in
aperture.hub

Fintech hasn’t solved financial exclusion, but embedded finance will

Fintech has achieved a lot — notably around making financial services simpler and more intuitive — but it has failed to solve society’s big…

12 min readMay 31, 2022

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Fintech hasn’t solved financial exclusion, but embedded finance will

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4

Ben Robinson
in
aperture.hub

The 10-point BaaS buyer checklist

The embedded banking opportunity is clear, but choosing the right partner might be less so

8 min readOct 8, 2021

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The 10-point BaaS buyer checklist

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Ben Robinson

Ben Robinson

Launching and scaling digital era businesses at aperture | Board member at additiv, ALT21 & fundcraft | Based in Switzerland, but often found in London & Dublin

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